As a parent, you will always want to know that your child is in safe hands when you send them off to school on the bus and one of your worst nightmares is to be told that they have been involved in an accident while traveling to or from their school.
Unfortunately, school buses are involved in more than 25,000 crashes every year, on average, which probably isn’t that surprising when you consider that well over 20 million children climb on board a bus on a regular basis.
The good news is that these figures still make this form of bus travel one of the safest forms of transport, but that is no comfort if your child is involved in a crash.
Here is a look at what happens and what you should do when you get that dreaded call to say your child has been involved in a school bus accident.
Make yourself hungry for detail
Your emotions will be high but you need to try and keep a clear head if you are to get the compensation you deserve with Coye Law Firm, or who you choose to represent you.
A major issue with a school bus accident is that there are often not that many adult witnesses you can call upon to recall the events leading up to the accident, so it is important to try and talk to your child as soon as it is possible to do so.
Getting the details and their version of the accident while it is fresh in their mind is often key to sorting out a claim at a later date.
You obviously don’t want to upset your child by talking about the incident if it is distressing but it is a good idea to try and find a suitable moment to talk about it.
You might need to get your car insurance company involved
It is not common knowledge that your car insurance can be used to help deal with a situation where your child suffered an injury as a result of the operation of the bus rather than an incident that took place inside the vehicle.
It might be possible that you could claim medical expenses and attendant care, so check with your lawyer about that scenario.
It is perfectly understandable that your main priority is to ensure that your child is safe and that they get any treatment they need as a result of the accident.
However, do try to get photos of your child’s injuries as this can often be critical when it comes to filing a successful compensation claim.
Do a bit of detective work
After the dust has settled on the accident there are some things that you can do to help the claims process.
A good starting point would be to confirm the bus transportation arrangements and whether the bus is owned by a company or the school district.
A professional who is used to filing and dealing with compensation claims will do all the major legwork on the case but you can at least provide some initial assistance by confirming some basic preliminary details that you can then hand over.
You don’t ever want to hear that your child has been involved in a school bus accident but it does make sense to know what to do if that unfortunate situation arises.